Car Insurance

Car insurance for those with a California DUI arrest or drunk driving conviction on their record can be a significant challenge. This car insurance problem is aggravated where it is a second-offense DUI or a third-offense DUI. Perhaps you were involved in a drunk driving accident, or even a felony drunk driving case. How can a person with these kinds of problems ever get auto insurance?

These auto insurance concerns are not necessarily so dire. There are car insurance companies that will write insurance for those with DUI convictions, even multiple DUI convictions. While many of these scenarios will require the installation of an ignition interlock device (such as the Smart Start of California ignition interlock), an insurance carrier will be more likely to be comfortable writing insurance where there is an ignition interlock installed in the car, ensuring that the car is not being driven unless the driver is alcohol-free. Car insurance needs is yet one more reason why an ignition interlock device might be voluntarily installed in a car.

DUIAutoInsurance.com has historically been open-minded to providing car insurance to those in need, even after a DUI or drunk driving conviction. You can contact DUIAutoInsurance.com for a free, no-obligation car insurance quote.

Car insurance rates are a function of many factors, and a California DUI arrest or drunk driving conviction is but one of those factors. California operates on a point system as one component of car insurance pricing. Points are added to person's California driving record based on the type of conviction: a regular speeding ticket (or other traffic infraction) is generally one point; DUI convictions (including drunk driving per Vehicle Code Section 23152 (a) or (b), or even a wet-reckless (VC 23103 per 23103.5) or a dry reckless (VC 23103)) count as two points. Other factors that can influence car insurance rates include the age of the driver, the area of residence, the type of car, and many more. A California DUI or drunk driving conviction is but one factor that is considered when car insurance rates are calculated.

Remember, any company that is providing car insurance to someone convicted of a DUI or other California drunk driving case will be more inclined to insure someone with an ignition interlock device installed in his or her car than someone without the device. Even if the court did not order a device, you may want to consider a Smart Start ignition interlock device to convince your insurance company that no one will be driving your car unless he or she has a BrAC of .029 percent or less.

Young or inexperienced drivers may also enjoy significant car insurance savings when they install a Smart Start ignition interlock device in their cars. This portable breathalyzer will ensure that the car will not start if the driver has a .029 percent BrAC or higher. Obviously, alcohol consumption is a contributor to traffic accidents and your insurance carrier may provide you with reduced auto insurance rates if you've got a Smart Start ignition interlock device installed in your car.